SmallWalet

This Privacy Policy describes how SmallWalet ("we", "us", or "our") collects, uses, and protects your information when you use our mobile application ("App"). By using the App, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

SmallWalet is designed as a privacy-first application that stores all data locally on your device. We do not collect, store, or transmit any personal information to external servers. The types of information you may input into the App include:

• Financial transaction details (amounts, dates, categories)
• Budget information and financial goals
• Custom categories and tags for transactions
• Biometric authentication data (if enabled, stored locally only)

None of this information is ever transmitted to our servers or any third parties. All data remains exclusively on your device.

2. How We Use Your Information

The information you input into SmallWalet is used solely for the following purposes:

• To provide and maintain the App's core functionality
• To generate financial reports and budgeting insights
• To enable local data backup and restore functionality
• To personalize your experience within the App

Since all data is stored locally, we cannot access or use your information for any purposes beyond what is necessary for the App to function on your device.

3. Data Storage and Security

All information you enter into SmallWalet is stored locally on your device using industry-standard encryption methods. We implement reasonable security measures to help protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of data. These measures include:

• Local data encryption using AES-256 encryption standards
• Optional biometric or passcode protection for the App
• Secure local storage mechanisms provided by the operating system

While we strive to use commercially acceptable means to protect your personal data, no method of storage or transmission over the internet is 100% secure, and we cannot guarantee absolute security.

4. Third-Party Services

SmallWalet does not integrate with any third-party services that collect personal information. The App may use:

• Local device features (camera for receipt scanning, if applicable)
• Device storage for data persistence
• Biometric authentication services provided by the device operating system

These services are provided by your device manufacturer and are governed by their respective privacy policies.

5. Data Retention and Deletion

Your data remains on your device for as long as you use the App. You may delete your data at any time through the App's settings. When you uninstall the App, all locally stored data may be removed depending on your device's settings.

We do not retain any of your data on our servers, so once data is deleted from your device, it cannot be recovered by us.

6. Children's Privacy

SmallWalet is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with information, please contact us at the email below, and we will take steps to remove that information from our systems (to the extent we have access to such systems, which in this case is none as all data is local).

7. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy within the App and updating the effective date. You are advised to review this Privacy Policy periodically for any changes.

8. Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at:

Email: xiaoqiandai6961@163.com

9. Your Rights

Since all your data is stored locally on your device, you have complete control over your information. You may:

• Access all your data through the App's interface
• Correct or modify any data at any time
• Delete any or all of your data through the App
• Export your data in standard formats (if supported by the App)

10. International Data Transfers

Since your data is stored locally on your device and never transmitted to our servers, no international data transfers occur. Your data remains in the country where your device is located.

11. Governing Law

This Privacy Policy shall be governed by and construed in accordance with the laws of the jurisdiction where you reside, without regard to its conflict of law principles.

12. Data Backup

SmallWalet may offer optional local backup functionality. Any backups created remain on your device or personal cloud storage solutions that you control. We do not have access to these backups. You are responsible for maintaining the security of your backups.

13. Analytics and Usage Data

SmallWalet does not collect any analytics or usage data. We do not track how you use the App, what features you use, or how often you use the App.

14. Cookies and Tracking Technologies

Since SmallWalet is a mobile application and not a website, it does not use cookies or similar tracking technologies.

15. Consent

By using SmallWalet, you consent to the collection and use of your information as described in this Privacy Policy. Since all data is stored locally, your continued use of the App constitutes your agreement to this policy.